I really like the sound of Spring Forward. Tonight we will lose an hour, but gain an hour of sunshine. But more than that, I like thinking of moving forward in the year because this year is such an awesome year of change for our family.
Our Budget is doing exactly what I intended for it to do, and that is curb our spending. And of coarse, make us more aware of where each and every dollar goes in this house. It’s a year about saving. Not just money wise, buy saving and using whatever we already have. Here are just some ways I was thinking today of how we are trying to change.
*using coupons (I’m so not good at this!)
*no fast food (every time it comes up to do this, I write down on a spiral what I thought it would have cost us to eat out and think…”Well, we just saved money!”
*buying gas cards and food cards (Our school is selling cards for a variety of businesses and in return they get a percentage of the sale of that card. So I’ve been buying gas cards and food cards to help us stay within our allotted budget for those items for the week.
*taking shorter showers (geeze…why do kids take the longest showers? They now have a timer!)
*turning off lights (Ok, this goes along with the shorter showers! DUH!)
*getting new quotes on anything – car insurance, homeowners insurance, hosting sites, ANYTHING that we pay out. It’s my mission to FIND a better deal on those types of things!
*canceling magazine subscriptions (we just don’t need them, period!)
*planning ahead for birthdays and special occasions where I might need a gift (this helps because then I’m not scrambling to buy a gift that A. they might not even like, or B. I spend too much money on the gift because I didn’t think or plan it out and I was in a hurry!
*take less trips down the hill (we live up in the mountains and well, I am learning to combine all my errands into one day if possible. Sometimes with kids, that isn’t, but so far it’s working.
*SAVING!! (This is huge for us! We would save, but then I’d dabble in the savings and before I knew it, we were back where we were! I’ve managed to save every paycheck since the beginning of January and it feels so good!)
*have an eight month emergency fund! – DONE and boy does that feel good!
*PAY OFF THOSE CREDIT CARDS!!! – DONE and here again, FEELS GREAT!! I can’t stress the importance of this. The interest alone will EAT you alive!
*GET ORGANIZED (this is my second year being paperless in my office, this is the way to go. Besides, if you are more organized with your bills, paperwork, AND your home office, you have the freedom to WORK on a budget with little effort!!
*BUDGET, BUDGET, BUDGET! (That’s all I can say. If it can work for me, it can work for anyone! You just have to take the TIME to SAVE the money! Plain and Simple!)
I hope I’ve inspired SOMEONE to try and be a little more conscientious of their spending. We’re in unknown times and untraveled territory when it comes to our economy. Don’t be the one left wondering how you’re going to make it to the next month financially!
PS: Don’t forget to set those clocks ahead one hour and CHANGE those batteries in your smoke-detectors!!!!!